• Overview
• Collection and Use of Information
• Electronic Mail Policies
• Linking to Other Sites
• Use of Cookies

This web site is committed to protecting the privacy of our visitors and maintaining a secure environment for safeguarding any personal information we may obtain from you. When we cannot assure you of these protections, we will tell you. All users of this site are required to be registered and approved. Certain types of user accounts are created automatically when your enrollment information is entered. This policy explains how we will use information collected on our site.

When you visit our web site, we collect certain information that does not identify you personally. In some cases, we may track or collect information about your use of our service by numeric address assigned to the computer you are using (your IP address). Your IP address is used to gather broad demographic information. We collect information such as: who your Internet Service Provider is, what browser type you have, and what pages you visited. The purpose of collecting this informationis for testing and monitoring system performance and improving the usefulness of the information provided to you.

Personally Identifiable Information: for this site to fulfill its purpose, we collection the minimum amount of personal information required for each of the insurance carriers with whom you have elected coverage. This information is then communicated to the specific carriers via securedc onnections and/or encrypted files.

Personal Credit Information: In order to facilitate management of electronic payments, we may collection bank account information for electronic funds transfers and/or electronic checks or credit/debit card information for one-time payments. When collected, any such accountinformation is maintained in an encrypted format with keys that are locked to the specific hardware used for billing purposes.

Email addresses are used for customer communication purposes. Based on your user profile or preference selections, we may send you email communications to provide you with information that we think you will find useful. You can choose not to receive any future emails from us if you wish. We may also contact you for administrative purposes if you are a customer. We do not sell personal information to third parties; however, in the course of normal business operations we may share information about you with third parties involved in providing the services you have purchased on our site.

Please note that, unless we expressly advise otherwise, the email facilities at our site do not provide a means for completely secure and private communications between us. Like most, if not all, non-encrypted Internet email communications, your email may be accessed and viewed by other Internet users, without your knowledge and permission, while in transit to us.

From time to time, this site may provide links to other sites, that we think might be useful or of interest to you. We encourage our readers to check the privacy and security policies of these sites before disclosing any personal information.